1616 Mountain RdHaymarketVA20169
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.88% gross rental yield, 1616 Mountain Rd, Haymarket, VA, 20169 in Haymarket is priced for capital growth, not immediate cash flow. The $699,999 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $193,397 by year five, with $6,447/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.09) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $216,217.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 6.2% |
| Monthly Cash Flow | $(755) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,430 |
| Total Monthly Debt Service | $3,906 |
| DSCR Ratio | 0.88x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
1,263 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20169, Haymarket, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,942 (100%) |
| Owner Occupied HU | 9,146 (92.0%) |
| Renter Occupied HU | 612 ( 6.2%) |
| Vacant Housing Units | 184 ( 1.9%) |
| Median Home Value | $788,654 |
| Average Home Value | $799,321 |
Housing Distribution
Address Breakdown
Residential
10,208
Single Family
9,985
Multi-Family
223
Businesses
256
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
1,263 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20169, Haymarket, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,942 (100%) |
| Owner Occupied HU | 9,146 (92.0%) |
| Renter Occupied HU | 612 ( 6.2%) |
| Vacant Housing Units | 184 ( 1.9%) |
| Median Home Value | $788,654 |
| Average Home Value | $799,321 |
Housing Distribution
Address Breakdown
Residential
10,208
Single Family
9,985
Multi-Family
223
Businesses
256
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices