1615 E Melanie LaneOzarkMO65721
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow1615 E Melanie Lane, Ozark, MO, 65721 in Ozark earns its strong cash-flow label: 10.82% yield, $2,840/mo rent, $879/mo net income, DSCR 2.01. The $314,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $87,001 by year five. Combined with $2,900/yr in principal paydown, total projected return reaches $176,053.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.8% |
| Monthly Cash Flow | $879 | $350 |
City averages based on Ozark market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,840 |
| Total Monthly Debt Service | $1,836 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1991
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65721, Ozark, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,898 (100%) |
| Owner Occupied HU | 9,666 (69.5%) |
| Renter Occupied HU | 3,625 (26.1%) |
| Vacant Housing Units | 607 ( 4.4%) |
| Median Home Value | $324,461 |
| Average Home Value | $382,687 |
Housing Distribution
Address Breakdown
Residential
13,509
Single Family
13,465
Multi-Family
44
Businesses
1,103
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1991
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65721, Ozark, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,898 (100%) |
| Owner Occupied HU | 9,666 (69.5%) |
| Renter Occupied HU | 3,625 (26.1%) |
| Vacant Housing Units | 607 ( 4.4%) |
| Median Home Value | $324,461 |
| Average Home Value | $382,687 |
Housing Distribution
Address Breakdown
Residential
13,509
Single Family
13,465
Multi-Family
44
Businesses
1,103
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices