16137 Spicebush LnChinoCA91708
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 16137 Spicebush Ln, Chino, CA, 91708 in Chino deserves attention. This $719,582 property earns $7,379/mo in rent, a 12.31% gross yield, and nets $2,386/mo after the $3,236/mo payment. DSCR 2.28 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $198,807 compounds alongside $6,627/yr in yearly equity build, for a total cumulative return of $428,772.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.3% | 6.0% |
| Monthly Cash Flow | $2,386 | $1,200 |
City averages based on Chino market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,379 |
| Total Monthly Debt Service | $4,706 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2024
N/A lot
$N/A/sqft
$541 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91708, Chino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,172 (100%) |
| Owner Occupied HU | 3,813 (61.8%) |
| Renter Occupied HU | 1,943 (31.5%) |
| Vacant Housing Units | 416 ( 6.7%) |
| Median Home Value | $658,636 |
| Average Home Value | $684,350 |
Housing Distribution
Address Breakdown
Residential
5,917
Single Family
5,668
Multi-Family
249
Businesses
642
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2024
N/A lot
$N/A/sqft
$541 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91708, Chino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,172 (100%) |
| Owner Occupied HU | 3,813 (61.8%) |
| Renter Occupied HU | 1,943 (31.5%) |
| Vacant Housing Units | 416 ( 6.7%) |
| Median Home Value | $658,636 |
| Average Home Value | $684,350 |
Housing Distribution
Address Breakdown
Residential
5,917
Single Family
5,668
Multi-Family
249
Businesses
642
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices