16085 S Highway 265West ForkAR72774
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 16085 S Highway 265, West Fork, AR, 72774 in West Fork earns a 9.42% gross yield at $180,000. Rent of $1,413/mo nets $331/mo after the $809/mo mortgage. The 1.75 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $49,731 and $1,658/yr in equity accumulation project a total cumulative return of $89,431.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.0% |
| Monthly Cash Flow | $331 | $300 |
City averages based on West Fork market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,413 |
| Total Monthly Debt Service | $1,010 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1981
3.14 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72774, West Fork, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,810 (100%) |
| Owner Occupied HU | 2,189 (77.9%) |
| Renter Occupied HU | 419 (14.9%) |
| Vacant Housing Units | 202 ( 7.2%) |
| Median Home Value | $306,454 |
| Average Home Value | $304,272 |
Housing Distribution
Address Breakdown
Residential
2,461
Single Family
2,461
Multi-Family
0
Businesses
96
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1981
3.14 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72774, West Fork, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,810 (100%) |
| Owner Occupied HU | 2,189 (77.9%) |
| Renter Occupied HU | 419 (14.9%) |
| Vacant Housing Units | 202 ( 7.2%) |
| Median Home Value | $306,454 |
| Average Home Value | $304,272 |
Housing Distribution
Address Breakdown
Residential
2,461
Single Family
2,461
Multi-Family
0
Businesses
96
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices