1607 Silver Spring RdLandisvillePA17538
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play1607 Silver Spring Rd, Landisville, PA, 17538 in Landisville is priced for appreciation, not yield. Rental yield 3.47%. At $545,000 with a 3.47% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $150,573 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.64) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $79,196.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.5% | 6.2% |
| Monthly Cash Flow | $(1,994) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,577 |
| Total Monthly Debt Service | $3,354 |
| DSCR Ratio | 0.47x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1985
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17538, Landisville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,684 (100%) |
| Owner Occupied HU | 2,233 (83.2%) |
| Renter Occupied HU | 382 (14.2%) |
| Vacant Housing Units | 69 ( 2.6%) |
| Median Home Value | $352,790 |
| Average Home Value | $357,820 |
Housing Distribution
Address Breakdown
Residential
2,674
Single Family
2,625
Multi-Family
49
Businesses
177
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1985
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17538, Landisville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,684 (100%) |
| Owner Occupied HU | 2,233 (83.2%) |
| Renter Occupied HU | 382 (14.2%) |
| Vacant Housing Units | 69 ( 2.6%) |
| Median Home Value | $352,790 |
| Average Home Value | $357,820 |
Housing Distribution
Address Breakdown
Residential
2,674
Single Family
2,625
Multi-Family
49
Businesses
177
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amy Beachy • Coldwell Banker Realty
Mls Name: Bright MLS
Mls ID: #PALA2076792