1606 Willow StSan DiegoCA92106
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 1606 Willow St, San Diego, CA, 92106 in San Diego earns a 8.01% gross yield at $1,980,000. Rent of $13,211/mo nets $962/mo after the $8,903/mo mortgage. The 1.48 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $547,037 and $18,236/yr in equity accumulation project a total cumulative return of $812,696.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 4.8% |
| Monthly Cash Flow | $962 | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $13,211 |
| Total Monthly Debt Service | $11,461 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1949
8,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92106, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,375 (100%) |
| Owner Occupied HU | 4,678 (55.9%) |
| Renter Occupied HU | 3,065 (36.6%) |
| Vacant Housing Units | 632 ( 7.5%) |
| Median Home Value | $1,437,313 |
| Average Home Value | $1,496,033 |
Housing Distribution
Address Breakdown
Residential
8,152
Single Family
6,257
Multi-Family
1,895
Businesses
782
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1949
8,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92106, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,375 (100%) |
| Owner Occupied HU | 4,678 (55.9%) |
| Renter Occupied HU | 3,065 (36.6%) |
| Vacant Housing Units | 632 ( 7.5%) |
| Median Home Value | $1,437,313 |
| Average Home Value | $1,496,033 |
Housing Distribution
Address Breakdown
Residential
8,152
Single Family
6,257
Multi-Family
1,895
Businesses
782
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices