16029 Cowslip WayAustinTX78725
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Austin rental at 16029 Cowslip Way, Austin, TX, 78725 sits in the solid-income band: 9.61% gross yield, $2,573/mo rent, $288/mo net after the $1,445/mo debt service, DSCR 1.78. Entry price of $321,365 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $88,787 and $2,960/yr in principal reduction bring total cumulative return to $141,684.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 4.5% |
| Monthly Cash Flow | $288 | $1,850 |
City averages based on Austin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,573 |
| Total Monthly Debt Service | $2,157 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78725, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,406 (100%) |
| Owner Occupied HU | 2,856 (64.8%) |
| Renter Occupied HU | 1,281 (29.1%) |
| Vacant Housing Units | 269 ( 6.1%) |
| Median Home Value | $305,707 |
| Average Home Value | $345,026 |
Housing Distribution
Address Breakdown
Residential
3,899
Single Family
3,898
Multi-Family
1
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78725, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,406 (100%) |
| Owner Occupied HU | 2,856 (64.8%) |
| Renter Occupied HU | 1,281 (29.1%) |
| Vacant Housing Units | 269 ( 6.1%) |
| Median Home Value | $305,707 |
| Average Home Value | $345,026 |
Housing Distribution
Address Breakdown
Residential
3,899
Single Family
3,898
Multi-Family
1
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
