1602 Ranchland RdBeldenMS38826
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Belden rental at 1602 Ranchland Rd, Belden, MS, 38826 sits in the solid-income band: 8.9% gross yield, $3,072/mo rent, $609/mo net after the $2,181/mo debt service, DSCR 1.41. Entry price of $485,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $133,997 and $4,467/yr in principal reduction bring total cumulative return to $189,249.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 6.2% |
| Monthly Cash Flow | $609 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,072 |
| Total Monthly Debt Service | $2,796 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
2.50 Acres lot
$N/A/sqft
$250 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38826, Belden, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,696 (100%) |
| Owner Occupied HU | 1,888 (70.0%) |
| Renter Occupied HU | 506 (18.8%) |
| Vacant Housing Units | 302 (11.2%) |
| Median Home Value | $281,075 |
| Average Home Value | $305,440 |
Housing Distribution
Address Breakdown
Residential
2,437
Single Family
2,437
Multi-Family
0
Businesses
141
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
2.50 Acres lot
$N/A/sqft
$250 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38826, Belden, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,696 (100%) |
| Owner Occupied HU | 1,888 (70.0%) |
| Renter Occupied HU | 506 (18.8%) |
| Vacant Housing Units | 302 (11.2%) |
| Median Home Value | $281,075 |
| Average Home Value | $305,440 |
Housing Distribution
Address Breakdown
Residential
2,437
Single Family
2,437
Multi-Family
0
Businesses
141
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amanda Leigh Miller • TM REALTORS
Mls Name: NMMLS
Mls Provider:
Mls ID: #24-2885
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.