16001 W 95th LaneArvadaCO80007
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 16001 W 95th Lane, Arvada, CO, 80007 in Arvada is capital appreciation. Rental yield 3.35%. The 3.35% gross yield at $1,699,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $469,402 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.62) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $284,067.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.4% | 5.8% |
| Monthly Cash Flow | $(5,584) | $320 |
City averages based on Arvada market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,742 |
| Total Monthly Debt Service | $9,650 |
| DSCR Ratio | 0.49x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2019
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80007, Arvada, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,838 (100%) |
| Owner Occupied HU | 6,229 (91.1%) |
| Renter Occupied HU | 336 ( 4.9%) |
| Vacant Housing Units | 273 ( 4.0%) |
| Median Home Value | $855,358 |
| Average Home Value | $898,059 |
Housing Distribution
Address Breakdown
Residential
6,727
Single Family
6,615
Multi-Family
112
Businesses
164
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2019
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80007, Arvada, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,838 (100%) |
| Owner Occupied HU | 6,229 (91.1%) |
| Renter Occupied HU | 336 ( 4.9%) |
| Vacant Housing Units | 273 ( 4.0%) |
| Median Home Value | $855,358 |
| Average Home Value | $898,059 |
Housing Distribution
Address Breakdown
Residential
6,727
Single Family
6,615
Multi-Family
112
Businesses
164
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Heather Slump • Rhae Group Realty
Mls Name: REcolorado as distributed by MLS GRID
Mls Provider:
Mls ID: #8758092
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