4305 W Lake CircleLittletonCO80123
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 4305 W Lake Circle, Littleton, CO, 80123 in Littleton worth study. Rental yield 4.25%. The 4.25% gross yield is below cash-flow benchmarks at $1,445,000, but 5% annual appreciation, adding $399,227 over five years, frames this as a capital growth position. Rent of $5,116/mo partially offsets the $6,498/mo payment. Ziffy Mortgage finances appreciation-play properties (0.79 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $331,088.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.3% | 5.1% |
| Monthly Cash Flow | $(3,337) | $1,850 |
City averages based on Littleton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,116 |
| Total Monthly Debt Service | $7,878 |
| DSCR Ratio | 0.65x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1981
0.35 Acres lot
$N/A/sqft
$375 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80123, Littleton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,378 (100%) |
| Owner Occupied HU | 13,593 (66.7%) |
| Renter Occupied HU | 6,153 (30.2%) |
| Vacant Housing Units | 632 ( 3.1%) |
| Median Home Value | $663,424 |
| Average Home Value | $759,243 |
Housing Distribution
Address Breakdown
Residential
19,940
Single Family
13,967
Multi-Family
5,973
Businesses
836
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1981
0.35 Acres lot
$N/A/sqft
$375 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80123, Littleton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,378 (100%) |
| Owner Occupied HU | 13,593 (66.7%) |
| Renter Occupied HU | 6,153 (30.2%) |
| Vacant Housing Units | 632 ( 3.1%) |
| Median Home Value | $663,424 |
| Average Home Value | $759,243 |
Housing Distribution
Address Breakdown
Residential
19,940
Single Family
13,967
Multi-Family
5,973
Businesses
836
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kristie Kuettel • HomeSmart
Mls Name: REcolorado
Mls Provider:
Mls ID: #2240242
Disclaimer: 2025 REcolorado All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, REcolorado. [Click here for more information](/mls-disclaimers/#17059)