1600 Wilikina Dr APT C403WahiawaHI96786
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 1600 Wilikina Dr APT C403, Wahiawa, HI, 96786 in Wahiawa is narrow, $193/mo net on $2,014/mo rent after the $1,120/mo debt service, but the property operates at break-even-plus, not a loss. At $249,000 with a 9.7% yield, the long-run equity case via 5% appreciation ($68,794 over five years) and $2,293/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.80 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $108,033.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 5.5% |
| Monthly Cash Flow | $193 | $1,500 |
City averages based on Wahiawa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,014 |
| Total Monthly Debt Service | $1,722 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1974
2.54 Acres lot
$N/A/sqft
$403 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96786, Wahiawa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,292 (100%) |
| Owner Occupied HU | 3,762 (28.3%) |
| Renter Occupied HU | 8,152 (61.3%) |
| Vacant Housing Units | 1,378 (10.4%) |
| Median Home Value | $886,636 |
| Average Home Value | $940,194 |
Housing Distribution
Address Breakdown
Residential
12,063
Single Family
10,649
Multi-Family
1,414
Businesses
613
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1974
2.54 Acres lot
$N/A/sqft
$403 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96786, Wahiawa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,292 (100%) |
| Owner Occupied HU | 3,762 (28.3%) |
| Renter Occupied HU | 8,152 (61.3%) |
| Vacant Housing Units | 1,378 (10.4%) |
| Median Home Value | $886,636 |
| Average Home Value | $940,194 |
Housing Distribution
Address Breakdown
Residential
12,063
Single Family
10,649
Multi-Family
1,414
Businesses
613
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices