16 Turtle WayStroudsburgPA18360
INVESTMENT ANALYSIS
Investment Verdict
Solid Income16 Turtle Way, Stroudsburg, PA, 18360 in Stroudsburg carries a 1.77 coverage ratio, rent of $2,005/mo is 1.77 times the $1,133/mo payment. Rental yield 8.63%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $252,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $69,623; total projected cumulative return: $90,094.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.2% |
| Monthly Cash Flow | $(239) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,005 |
| Total Monthly Debt Service | $2,029 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1985
1,306 sqft lot
$N/A/sqft
$4,644 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18360, Stroudsburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,606 (100%) |
| Owner Occupied HU | 8,093 (64.2%) |
| Renter Occupied HU | 3,383 (26.8%) |
| Vacant Housing Units | 1,130 ( 9.0%) |
| Median Home Value | $348,611 |
| Average Home Value | $372,441 |
Housing Distribution
Address Breakdown
Residential
11,632
Single Family
11,039
Multi-Family
593
Businesses
1,343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1985
1,306 sqft lot
$N/A/sqft
$4,644 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18360, Stroudsburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,606 (100%) |
| Owner Occupied HU | 8,093 (64.2%) |
| Renter Occupied HU | 3,383 (26.8%) |
| Vacant Housing Units | 1,130 ( 9.0%) |
| Median Home Value | $348,611 |
| Average Home Value | $372,441 |
Housing Distribution
Address Breakdown
Residential
11,632
Single Family
11,039
Multi-Family
593
Businesses
1,343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bob Kelly • Keller Williams Real Estate - Stroudsburg 637 Main
Mls Name: PMAR
Mls ID: #PM-132009