16 Shannon WayMiltonVT05468
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Milton rental at 16 Shannon Way, Milton, VT, 05468 sits in the solid-income band: 9.19% gross yield, $3,906/mo rent, $514/mo net after the $2,293/mo debt service, DSCR 1.70. Entry price of $509,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $140,876 and $4,696/yr in principal reduction bring total cumulative return to $227,450.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 5.8% |
| Monthly Cash Flow | $514 | $425 |
City averages based on Milton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,906 |
| Total Monthly Debt Service | $3,189 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
0.81 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05468, Milton, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,718 (100%) |
| Owner Occupied HU | 4,563 (79.8%) |
| Renter Occupied HU | 909 (15.9%) |
| Vacant Housing Units | 246 ( 4.3%) |
| Median Home Value | $390,128 |
| Average Home Value | $434,001 |
Housing Distribution
Address Breakdown
Residential
5,355
Single Family
5,224
Multi-Family
131
Businesses
267
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
0.81 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05468, Milton, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,718 (100%) |
| Owner Occupied HU | 4,563 (79.8%) |
| Renter Occupied HU | 909 (15.9%) |
| Vacant Housing Units | 246 ( 4.3%) |
| Median Home Value | $390,128 |
| Average Home Value | $434,001 |
Housing Distribution
Address Breakdown
Residential
5,355
Single Family
5,224
Multi-Family
131
Businesses
267
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices