16 N Main StAvonMA02322
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 16 N Main St, Avon, MA, 02322 in Avon is narrow, $81/mo net on $4,109/mo rent after the $2,873/mo debt service, but the property operates at break-even-plus, not a loss. At $638,999 with a 7.72% yield, the long-run equity case via 5% appreciation ($176,544 over five years) and $5,885/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.43 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $247,931.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.0% |
| Monthly Cash Flow | $81 | $1,200 |
City averages based on Avon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,109 |
| Total Monthly Debt Service | $3,773 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02322, Avon, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,780 (100%) |
| Owner Occupied HU | 1,284 (72.1%) |
| Renter Occupied HU | 422 (23.7%) |
| Vacant Housing Units | 74 ( 4.2%) |
| Median Home Value | $642,732 |
| Average Home Value | $640,905 |
Housing Distribution
Address Breakdown
Residential
1,739
Single Family
1,672
Multi-Family
67
Businesses
310
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02322, Avon, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,780 (100%) |
| Owner Occupied HU | 1,284 (72.1%) |
| Renter Occupied HU | 422 (23.7%) |
| Vacant Housing Units | 74 ( 4.2%) |
| Median Home Value | $642,732 |
| Average Home Value | $640,905 |
Housing Distribution
Address Breakdown
Residential
1,739
Single Family
1,672
Multi-Family
67
Businesses
310
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stacey Green • Redfin Corp.
Mls Name: MLS PIN
Mls ID: #73437774