16 Lower RdTamaquaPA18252
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 16 Lower Rd, Tamaqua, PA, 18252 in Tamaqua at $270,000 earns $1,795/mo in rent and nets $26/mo after the $1,214/mo payment, a 7.98% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $74,596 over five years. Ziffy Mortgage underwrites this on a 1.48 DSCR without U.S. credit history. With $2,487/yr in principal paydown, total projected return reaches $104,513.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.2% |
| Monthly Cash Flow | $26 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,795 |
| Total Monthly Debt Service | $1,662 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
1.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18252, Tamaqua, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,486 (100%) |
| Owner Occupied HU | 3,353 (61.1%) |
| Renter Occupied HU | 1,356 (24.7%) |
| Vacant Housing Units | 777 (14.2%) |
| Median Home Value | $183,813 |
| Average Home Value | $211,844 |
Housing Distribution
Address Breakdown
Residential
4,949
Single Family
4,634
Multi-Family
315
Businesses
391
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
1.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18252, Tamaqua, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,486 (100%) |
| Owner Occupied HU | 3,353 (61.1%) |
| Renter Occupied HU | 1,356 (24.7%) |
| Vacant Housing Units | 777 (14.2%) |
| Median Home Value | $183,813 |
| Average Home Value | $211,844 |
Housing Distribution
Address Breakdown
Residential
4,949
Single Family
4,634
Multi-Family
315
Businesses
391
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mykel Postupack • Tammy Sword Realty LLC
Mls Name: GLVR
Mls Provider:
Mls ID: #757013
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.