16 Duval CtWinchendonMA01475
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 16 Duval Ct, Winchendon, MA, 01475 in Winchendon deserves attention. This $209,900 property earns $2,536/mo in rent, a 14.5% gross yield, and nets $1,211/mo after the $944/mo payment. DSCR 2.69 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $57,992 compounds alongside $1,933/yr in yearly equity build, for a total cumulative return of $157,666.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.5% | 6.0% |
| Monthly Cash Flow | $1,211 | $900 |
City averages based on Winchendon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,536 |
| Total Monthly Debt Service | $1,241 |
| DSCR Ratio | 2.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1916
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01475, Winchendon, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,364 (100%) |
| Owner Occupied HU | 3,031 (69.5%) |
| Renter Occupied HU | 1,013 (23.2%) |
| Vacant Housing Units | 320 ( 7.3%) |
| Median Home Value | $371,043 |
| Average Home Value | $388,263 |
Housing Distribution
Address Breakdown
Residential
3,950
Single Family
3,699
Multi-Family
251
Businesses
193
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1916
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01475, Winchendon, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,364 (100%) |
| Owner Occupied HU | 3,031 (69.5%) |
| Renter Occupied HU | 1,013 (23.2%) |
| Vacant Housing Units | 320 ( 7.3%) |
| Median Home Value | $371,043 |
| Average Home Value | $388,263 |
Housing Distribution
Address Breakdown
Residential
3,950
Single Family
3,699
Multi-Family
251
Businesses
193
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices