16-2041 Silversword DrPahoaHI96778
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow16-2041 Silversword Dr, Pahoa, HI, 96778 in Pahoa is a top-tier cash-flow asset. At $253,900 it produces $2,558/mo in rent and $948/mo in net monthly income, a 12.09% gross rental yield. The DSCR of 2.24 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $11,376. Five-year appreciation adds $70,148, driving a total cumulative return of $157,438.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.1% | 6.8% |
| Monthly Cash Flow | $948 | $850 |
City averages based on Pahoa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,558 |
| Total Monthly Debt Service | $1,509 |
| DSCR Ratio | 1.69x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1981
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96778, Pahoa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,048 (100%) |
| Owner Occupied HU | 4,309 (61.1%) |
| Renter Occupied HU | 1,534 (21.8%) |
| Vacant Housing Units | 1,205 (17.1%) |
| Median Home Value | $312,610 |
| Average Home Value | $418,055 |
Housing Distribution
Address Breakdown
Residential
4,610
Single Family
4,610
Multi-Family
0
Businesses
154
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1981
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96778, Pahoa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,048 (100%) |
| Owner Occupied HU | 4,309 (61.1%) |
| Renter Occupied HU | 1,534 (21.8%) |
| Vacant Housing Units | 1,205 (17.1%) |
| Median Home Value | $312,610 |
| Average Home Value | $418,055 |
Housing Distribution
Address Breakdown
Residential
4,610
Single Family
4,610
Multi-Family
0
Businesses
154
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices