1597 Calle De StuardaSan JoseCA95118
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 1597 Calle De Stuarda, San Jose, CA, 95118 in San Jose. Rental yield 7.02%. The 1.30 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $414,146 and $13,806/yr in principal reduction project total return of $535,900.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 6.0% |
| Monthly Cash Flow | $(506) | $500 |
City averages based on San Jose market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,770 |
| Total Monthly Debt Service | $8,679 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
6,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95118, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,153 (100%) |
| Owner Occupied HU | 7,085 (58.3%) |
| Renter Occupied HU | 4,726 (38.9%) |
| Vacant Housing Units | 342 ( 2.8%) |
| Median Home Value | $1,395,478 |
| Average Home Value | $1,423,210 |
Housing Distribution
Address Breakdown
Residential
11,625
Single Family
11,108
Multi-Family
517
Businesses
523
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
6,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95118, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,153 (100%) |
| Owner Occupied HU | 7,085 (58.3%) |
| Renter Occupied HU | 4,726 (38.9%) |
| Vacant Housing Units | 342 ( 2.8%) |
| Median Home Value | $1,395,478 |
| Average Home Value | $1,423,210 |
Housing Distribution
Address Breakdown
Residential
11,625
Single Family
11,108
Multi-Family
517
Businesses
523
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices