15956 Sparrow CtFontanaCA92336
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 15956 Sparrow Ct, Fontana, CA, 92336 in Fontana speaks for itself: 10.82% gross on a $580,479 price, generating $5,233/mo in rent and $1,412/mo in net income after the $2,610/mo debt service. DSCR 2.00, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $16,947 stacks alongside $160,376 in projected five-year appreciation and $5,346/yr in principal reduction. Projected total cumulative return: $312,018.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.0% |
| Monthly Cash Flow | $1,412 | $300 |
City averages based on Fontana market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,233 |
| Total Monthly Debt Service | $3,590 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
1,450 sqft lot
$N/A/sqft
$230 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92336, Fontana, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,873 (100%) |
| Owner Occupied HU | 24,275 (78.6%) |
| Renter Occupied HU | 5,877 (19.0%) |
| Vacant Housing Units | 721 ( 2.3%) |
| Median Home Value | $626,439 |
| Average Home Value | $642,698 |
Housing Distribution
Address Breakdown
Residential
30,019
Single Family
29,251
Multi-Family
768
Businesses
557
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
1,450 sqft lot
$N/A/sqft
$230 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92336, Fontana, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,873 (100%) |
| Owner Occupied HU | 24,275 (78.6%) |
| Renter Occupied HU | 5,877 (19.0%) |
| Vacant Housing Units | 721 ( 2.3%) |
| Median Home Value | $626,439 |
| Average Home Value | $642,698 |
Housing Distribution
Address Breakdown
Residential
30,019
Single Family
29,251
Multi-Family
768
Businesses
557
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices