159 W Gumtree TerMountain PineAR71956
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 159 W Gumtree Ter, Mountain Pine, AR, 71956 in Mountain Pine is a conservative rental investment at $175,500. Rental yield 6.4%. A 1.19 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $48,487; $1,616/yr in principal paydown supplements. Total projected return: $58,830.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.4% | 6.2% |
| Monthly Cash Flow | $(119) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $936 |
| Total Monthly Debt Service | $985 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1983
13.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71956, Mountain Pine, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 854 (100%) |
| Owner Occupied HU | 513 (60.1%) |
| Renter Occupied HU | 172 (20.1%) |
| Vacant Housing Units | 169 (19.8%) |
| Median Home Value | $58,194 |
| Average Home Value | $140,122 |
Housing Distribution
Address Breakdown
Residential
523
Single Family
491
Multi-Family
32
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1983
13.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71956, Mountain Pine, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 854 (100%) |
| Owner Occupied HU | 513 (60.1%) |
| Renter Occupied HU | 172 (20.1%) |
| Vacant Housing Units | 169 (19.8%) |
| Median Home Value | $58,194 |
| Average Home Value | $140,122 |
Housing Distribution
Address Breakdown
Residential
523
Single Family
491
Multi-Family
32
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shirley L Anderson Jones • SB Realty & Property Management
Mls Name: CARMLS
Mls Provider:
Mls ID: #25022203
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.