159 Long Creek RdApalachinNY13732
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 159 Long Creek Rd, Apalachin, NY, 13732 in Apalachin speaks for itself: 24.13% gross on a $125,000 price, generating $2,514/mo in rent and $1,679/mo in net income after the $562/mo debt service. DSCR 4.47, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $20,151 stacks alongside $34,535 in projected five-year appreciation and $1,151/yr in principal reduction. Projected total cumulative return: $155,779.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 24.1% | 6.2% |
| Monthly Cash Flow | $1,679 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,514 |
| Total Monthly Debt Service | $785 |
| DSCR Ratio | 3.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1988
1.13 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13732, Apalachin, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,138 (100%) |
| Owner Occupied HU | 2,513 (80.1%) |
| Renter Occupied HU | 410 (13.1%) |
| Vacant Housing Units | 215 ( 6.9%) |
| Median Home Value | $194,458 |
| Average Home Value | $240,894 |
Housing Distribution
Address Breakdown
Residential
3,067
Single Family
3,043
Multi-Family
24
Businesses
127
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1988
1.13 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13732, Apalachin, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,138 (100%) |
| Owner Occupied HU | 2,513 (80.1%) |
| Renter Occupied HU | 410 (13.1%) |
| Vacant Housing Units | 215 ( 6.9%) |
| Median Home Value | $194,458 |
| Average Home Value | $240,894 |
Housing Distribution
Address Breakdown
Residential
3,067
Single Family
3,043
Multi-Family
24
Businesses
127
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jessica L. Dillenbeck • JESSICA DILLENBECK REAL ESTATE LLC
Mls Name: GBMLS
Mls Provider:
Mls ID: #331157
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.