15851 Stevens Canyon RdCupertinoCA95014
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 15851 Stevens Canyon Rd, Cupertino, CA, 95014 in Cupertino. Priced at $195,000, it generates $3,988/mo in gross rent and $2,781/mo in net monthly cash flow, a 24.54% yield that comfortably supports the 4.55 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $33,375. Five-year appreciation: $53,875. Equity from principal paydown: $1,796/yr. Total projected cumulative return: $252,985.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 24.5% | 5.0% |
| Monthly Cash Flow | $2,781 | $3,000 |
City averages based on Cupertino market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,988 |
| Total Monthly Debt Service | $1,129 |
| DSCR Ratio | 3.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95014, Cupertino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,830 (100%) |
| Owner Occupied HU | 12,434 (54.5%) |
| Renter Occupied HU | 9,160 (40.1%) |
| Vacant Housing Units | 1,236 ( 5.4%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,864,697 |
Housing Distribution
Address Breakdown
Residential
22,110
Single Family
17,660
Multi-Family
4,450
Businesses
1,343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95014, Cupertino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,830 (100%) |
| Owner Occupied HU | 12,434 (54.5%) |
| Renter Occupied HU | 9,160 (40.1%) |
| Vacant Housing Units | 1,236 ( 5.4%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,864,697 |
Housing Distribution
Address Breakdown
Residential
22,110
Single Family
17,660
Multi-Family
4,450
Businesses
1,343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices