15843 State Route 854RushKY41168
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play15843 State Route 854, Rush, KY, 41168 in Rush is priced for appreciation, not yield. Rental yield 4.56%. At $435,000 with a 4.56% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $120,182 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.84) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $100,651.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 6.8% |
| Monthly Cash Flow | $(996) | $220 |
City averages based on Rush market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,651 |
| Total Monthly Debt Service | $2,474 |
| DSCR Ratio | 0.67x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
40.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41168, Rush, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,295 (100%) |
| Owner Occupied HU | 946 (73.1%) |
| Renter Occupied HU | 207 (16.0%) |
| Vacant Housing Units | 142 (11.0%) |
| Median Home Value | $157,746 |
| Average Home Value | $214,495 |
Housing Distribution
Address Breakdown
Residential
1,197
Single Family
1,197
Multi-Family
0
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
40.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41168, Rush, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,295 (100%) |
| Owner Occupied HU | 946 (73.1%) |
| Renter Occupied HU | 207 (16.0%) |
| Vacant Housing Units | 142 (11.0%) |
| Median Home Value | $157,746 |
| Average Home Value | $214,495 |
Housing Distribution
Address Breakdown
Residential
1,197
Single Family
1,197
Multi-Family
0
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christie Giompalo • Realty Exchange Commercial / Residential Brokerage
Mls Name: HUNTMLS
Mls Provider:
Mls ID: #181055
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.