540 6th AveHuntingtonWV25701
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 540 6th Ave, Huntington, WV, 25701 in Huntington speaks for itself: 12.14% gross on a $138,000 price, generating $1,405/mo in rent and $555/mo in net income after the $621/mo debt service. DSCR 2.26, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,661 stacks alongside $38,127 in projected five-year appreciation and $1,271/yr in principal reduction. Projected total cumulative return: $88,564.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.1% | 5.8% |
| Monthly Cash Flow | $555 | $450 |
City averages based on Huntington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,405 |
| Total Monthly Debt Service | $786 |
| DSCR Ratio | 1.79x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1907
6,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25701, Huntington, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,236 (100%) |
| Owner Occupied HU | 5,283 (43.2%) |
| Renter Occupied HU | 4,668 (38.1%) |
| Vacant Housing Units | 2,285 (18.7%) |
| Median Home Value | $188,232 |
| Average Home Value | $228,350 |
Housing Distribution
Address Breakdown
Residential
11,171
Single Family
8,870
Multi-Family
2,301
Businesses
1,125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1907
6,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25701, Huntington, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,236 (100%) |
| Owner Occupied HU | 5,283 (43.2%) |
| Renter Occupied HU | 4,668 (38.1%) |
| Vacant Housing Units | 2,285 (18.7%) |
| Median Home Value | $188,232 |
| Average Home Value | $228,350 |
Housing Distribution
Address Breakdown
Residential
11,171
Single Family
8,870
Multi-Family
2,301
Businesses
1,125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gina Rowe • Old Colony Realtors Huntington
Mls Name: HUNTMLS
Mls Provider:
Mls ID: #181181
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.