15837 SW Winter RdIndiantownFL34956
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 15837 SW Winter Rd, Indiantown, FL, 34956 in Indiantown is narrow, $85/mo net on $1,830/mo rent after the $1,183/mo debt service, but the property operates at break-even-plus, not a loss. At $262,990 with a 8.35% yield, the long-run equity case via 5% appreciation ($72,659 over five years) and $2,422/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.55 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $105,655.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 7.0% |
| Monthly Cash Flow | $85 | $400 |
City averages based on Indiantown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,830 |
| Total Monthly Debt Service | $1,641 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34956, Indiantown, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,652 (100%) |
| Owner Occupied HU | 1,640 (61.8%) |
| Renter Occupied HU | 786 (29.6%) |
| Vacant Housing Units | 226 ( 8.5%) |
| Median Home Value | $195,588 |
| Average Home Value | $266,576 |
Housing Distribution
Address Breakdown
Residential
2,452
Single Family
2,365
Multi-Family
87
Businesses
224
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34956, Indiantown, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,652 (100%) |
| Owner Occupied HU | 1,640 (61.8%) |
| Renter Occupied HU | 786 (29.6%) |
| Vacant Housing Units | 226 ( 8.5%) |
| Median Home Value | $195,588 |
| Average Home Value | $266,576 |
Housing Distribution
Address Breakdown
Residential
2,452
Single Family
2,365
Multi-Family
87
Businesses
224
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Ryan Homes
Mls Name: Ryan Homes
Mls Provider:
Mls ID: #N/A