1581 University AveSacramentoCA95825
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 1581 University Ave, Sacramento, CA, 95825 in Sacramento hard to pass up. The 10.16% gross yield on a $579,000 purchase results in $4,902/mo in rent and $519/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (1.88). Annual cash flow of $6,228, five-year appreciation of $159,967, and $5,333/yr in equity build-up combine for a projected total cumulative return of $256,392.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 4.8% |
| Monthly Cash Flow | $519 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,902 |
| Total Monthly Debt Service | $4,153 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
2,178 sqft lot
$N/A/sqft
$600 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95825, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,438 (100%) |
| Owner Occupied HU | 4,088 (24.9%) |
| Renter Occupied HU | 11,412 (69.4%) |
| Vacant Housing Units | 938 ( 5.7%) |
| Median Home Value | $445,341 |
| Average Home Value | $466,829 |
Housing Distribution
Address Breakdown
Residential
16,627
Single Family
10,017
Multi-Family
6,610
Businesses
2,099
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
2,178 sqft lot
$N/A/sqft
$600 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95825, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,438 (100%) |
| Owner Occupied HU | 4,088 (24.9%) |
| Renter Occupied HU | 11,412 (69.4%) |
| Vacant Housing Units | 938 ( 5.7%) |
| Median Home Value | $445,341 |
| Average Home Value | $466,829 |
Housing Distribution
Address Breakdown
Residential
16,627
Single Family
10,017
Multi-Family
6,610
Businesses
2,099
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices