158 Morningside CommonsBrattleboroVT05301
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow158 Morningside Commons, Brattleboro, VT, 05301 in Brattleboro is a top-tier cash-flow asset. At $219,000 it produces $2,927/mo in rent and $1,197/mo in net monthly income, a 16.04% gross rental yield. The DSCR of 2.97 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $14,362. Five-year appreciation adds $60,506, driving a total cumulative return of $161,674.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16% | 10.0% |
| Monthly Cash Flow | $1,197 | $4,450 |
City averages based on Brattleboro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,927 |
| Total Monthly Debt Service | $1,643 |
| DSCR Ratio | 1.78x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1991
N/A lot
$N/A/sqft
$273 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05301, Brattleboro, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,009 (100%) |
| Owner Occupied HU | 4,890 (54.3%) |
| Renter Occupied HU | 3,153 (35.0%) |
| Vacant Housing Units | 966 (10.7%) |
| Median Home Value | $309,713 |
| Average Home Value | $354,993 |
Housing Distribution
Address Breakdown
Residential
7,655
Single Family
7,056
Multi-Family
599
Businesses
826
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1991
N/A lot
$N/A/sqft
$273 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05301, Brattleboro, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,009 (100%) |
| Owner Occupied HU | 4,890 (54.3%) |
| Renter Occupied HU | 3,153 (35.0%) |
| Vacant Housing Units | 966 (10.7%) |
| Median Home Value | $309,713 |
| Average Home Value | $354,993 |
Housing Distribution
Address Breakdown
Residential
7,655
Single Family
7,056
Multi-Family
599
Businesses
826
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices