158 Dogwood LnHavanaFL32333
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 158 Dogwood Ln, Havana, FL, 32333 in Havana. Priced at $132,000, it generates $2,629/mo in gross rent and $1,753/mo in net monthly cash flow, a 23.9% yield that comfortably supports the 4.43 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $21,039. Five-year appreciation: $36,469. Equity from principal paydown: $1,216/yr. Total projected cumulative return: $163,141.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 23.9% | 7.0% |
| Monthly Cash Flow | $1,753 | $300 |
City averages based on Havana market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,629 |
| Total Monthly Debt Service | $823 |
| DSCR Ratio | 3.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1983
1.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32333, Havana, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,145 (100%) |
| Owner Occupied HU | 3,812 (74.1%) |
| Renter Occupied HU | 937 (18.2%) |
| Vacant Housing Units | 396 ( 7.7%) |
| Median Home Value | $239,706 |
| Average Home Value | $251,111 |
Housing Distribution
Address Breakdown
Residential
4,945
Single Family
4,895
Multi-Family
50
Businesses
336
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1983
1.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32333, Havana, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,145 (100%) |
| Owner Occupied HU | 3,812 (74.1%) |
| Renter Occupied HU | 937 (18.2%) |
| Vacant Housing Units | 396 ( 7.7%) |
| Median Home Value | $239,706 |
| Average Home Value | $251,111 |
Housing Distribution
Address Breakdown
Residential
4,945
Single Family
4,895
Multi-Family
50
Businesses
336
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices