158 Birch Creek TerPleasantonCA94566
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 158 Birch Creek Ter, Pleasanton, CA, 94566 in Pleasanton at $858,000 earns $5,761/mo in rent and nets $165/mo after the $3,858/mo payment, a 8.06% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $237,050 over five years. Ziffy Mortgage underwrites this on a 1.49 DSCR without U.S. credit history. With $7,902/yr in principal paydown, total projected return reaches $337,221.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.3% |
| Monthly Cash Flow | $165 | $2,800 |
City averages based on Pleasanton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,761 |
| Total Monthly Debt Service | $5,255 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2007
N/A lot
$N/A/sqft
$267 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94566, Pleasanton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,866 (100%) |
| Owner Occupied HU | 11,238 (66.6%) |
| Renter Occupied HU | 4,977 (29.5%) |
| Vacant Housing Units | 651 ( 3.9%) |
| Median Home Value | $1,664,555 |
| Average Home Value | $1,618,737 |
Housing Distribution
Address Breakdown
Residential
16,648
Single Family
13,782
Multi-Family
2,866
Businesses
2,116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2007
N/A lot
$N/A/sqft
$267 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94566, Pleasanton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,866 (100%) |
| Owner Occupied HU | 11,238 (66.6%) |
| Renter Occupied HU | 4,977 (29.5%) |
| Vacant Housing Units | 651 ( 3.9%) |
| Median Home Value | $1,664,555 |
| Average Home Value | $1,618,737 |
Housing Distribution
Address Breakdown
Residential
16,648
Single Family
13,782
Multi-Family
2,866
Businesses
2,116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices