1653 Parkview Green CirSan JoseCA95131
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 1653 Parkview Green Cir, San Jose, CA, 95131 in San Jose. Rental yield 6.29%. The 1.17 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $201,655 and $6,722/yr in principal reduction project total return of $199,332.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 6.0% |
| Monthly Cash Flow | $(1,241) | $500 |
City averages based on San Jose market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,827 |
| Total Monthly Debt Service | $4,778 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1988
1,740 sqft lot
$N/A/sqft
$432 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95131, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,194 (100%) |
| Owner Occupied HU | 5,846 (52.2%) |
| Renter Occupied HU | 4,586 (41.0%) |
| Vacant Housing Units | 762 ( 6.8%) |
| Median Home Value | $1,261,536 |
| Average Home Value | $1,231,983 |
Housing Distribution
Address Breakdown
Residential
9,913
Single Family
9,412
Multi-Family
501
Businesses
2,034
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1988
1,740 sqft lot
$N/A/sqft
$432 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95131, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,194 (100%) |
| Owner Occupied HU | 5,846 (52.2%) |
| Renter Occupied HU | 4,586 (41.0%) |
| Vacant Housing Units | 762 ( 6.8%) |
| Median Home Value | $1,261,536 |
| Average Home Value | $1,231,983 |
Housing Distribution
Address Breakdown
Residential
9,913
Single Family
9,412
Multi-Family
501
Businesses
2,034
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices