1575 Windows Rd #W/NSmicksburgPA16256
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Smicksburg rentals match the income profile of 1575 Windows Rd #W/N, Smicksburg, PA, 16256. Listed at $124,900, gross rent is $2,588/mo and net cash flow is $1,770/mo, a 24.87% yield well above national averages. DSCR 4.60 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $34,508 by year five with $1,150/yr in annual principal reduction, projecting $161,410 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 24.9% | 6.2% |
| Monthly Cash Flow | $1,770 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,588 |
| Total Monthly Debt Service | $769 |
| DSCR Ratio | 3.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
2.81 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16256, Smicksburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 583 (100%) |
| Owner Occupied HU | 445 (76.3%) |
| Renter Occupied HU | 68 (11.7%) |
| Vacant Housing Units | 70 (12.0%) |
| Median Home Value | $171,121 |
| Average Home Value | $265,118 |
Housing Distribution
Address Breakdown
Residential
533
Single Family
533
Multi-Family
0
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
2.81 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16256, Smicksburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 583 (100%) |
| Owner Occupied HU | 445 (76.3%) |
| Renter Occupied HU | 68 (11.7%) |
| Vacant Housing Units | 70 (12.0%) |
| Median Home Value | $171,121 |
| Average Home Value | $265,118 |
Housing Distribution
Address Breakdown
Residential
533
Single Family
533
Multi-Family
0
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices