15664 W Mercer LnSurpriseAZ85379
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 15664 W Mercer Ln, Surprise, AZ, 85379 in Surprise worth study. Rental yield 5.44%. The 5.44% gross yield is below cash-flow benchmarks at $526,910, but 5% annual appreciation, adding $145,576 over five years, frames this as a capital growth position. Rent of $2,388/mo partially offsets the $2,369/mo payment. Ziffy Mortgage finances appreciation-play properties (1.01 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $146,155.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.4% | 5.8% |
| Monthly Cash Flow | $(832) | $1,250 |
City averages based on Surprise market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,388 |
| Total Monthly Debt Service | $3,010 |
| DSCR Ratio | 0.79x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
7,800 sqft lot
$N/A/sqft
$105 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85379, Surprise, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,373 (100%) |
| Owner Occupied HU | 12,637 (72.7%) |
| Renter Occupied HU | 3,709 (21.3%) |
| Vacant Housing Units | 1,027 ( 5.9%) |
| Median Home Value | $472,566 |
| Average Home Value | $533,840 |
Housing Distribution
Address Breakdown
Residential
16,870
Single Family
13,785
Multi-Family
3,085
Businesses
207
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
7,800 sqft lot
$N/A/sqft
$105 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85379, Surprise, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,373 (100%) |
| Owner Occupied HU | 12,637 (72.7%) |
| Renter Occupied HU | 3,709 (21.3%) |
| Vacant Housing Units | 1,027 ( 5.9%) |
| Median Home Value | $472,566 |
| Average Home Value | $533,840 |
Housing Distribution
Address Breakdown
Residential
16,870
Single Family
13,785
Multi-Family
3,085
Businesses
207
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jennifer Williams • Towne Brokerage Services, Inc
Mls Name: ARMLS
Mls Provider:
Mls ID: #6897350
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS Listing Information presented by local MLS brokerage: Zillow, Inc., Designated REALTOR- Chris Long - (480) 907-1010