15664 Caldas De ReyesSan DiegoCA92128
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 15664 Caldas De Reyes, San Diego, CA, 92128 in San Diego. Rental yield 7.8%. The 1.45 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $229,037 and $7,635/yr in principal reduction project total return of $301,670.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 4.8% |
| Monthly Cash Flow | $(230) | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,390 |
| Total Monthly Debt Service | $5,291 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1986
3.49 Acres lot
$N/A/sqft
$492 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92128, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,022 (100%) |
| Owner Occupied HU | 13,506 (64.2%) |
| Renter Occupied HU | 6,692 (31.8%) |
| Vacant Housing Units | 824 ( 3.9%) |
| Median Home Value | $937,973 |
| Average Home Value | $1,034,672 |
Housing Distribution
Address Breakdown
Residential
20,982
Single Family
14,404
Multi-Family
6,578
Businesses
1,072
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1986
3.49 Acres lot
$N/A/sqft
$492 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92128, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,022 (100%) |
| Owner Occupied HU | 13,506 (64.2%) |
| Renter Occupied HU | 6,692 (31.8%) |
| Vacant Housing Units | 824 ( 3.9%) |
| Median Home Value | $937,973 |
| Average Home Value | $1,034,672 |
Housing Distribution
Address Breakdown
Residential
20,982
Single Family
14,404
Multi-Family
6,578
Businesses
1,072
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices