156 Oak Street ExtWest MiddlesexPA16159
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 156 Oak Street Ext, West Middlesex, PA, 16159 in West Middlesex. Priced at $110,000, it generates $1,762/mo in gross rent and $1,041/mo in net monthly cash flow, a 19.22% yield that comfortably supports the 3.56 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $12,489. Five-year appreciation: $30,391. Equity from principal paydown: $1,013/yr. Total projected cumulative return: $108,889.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 19.2% | 6.2% |
| Monthly Cash Flow | $1,041 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,762 |
| Total Monthly Debt Service | $677 |
| DSCR Ratio | 2.60x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16159, West Middlesex, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,920 (100%) |
| Owner Occupied HU | 1,448 (75.4%) |
| Renter Occupied HU | 295 (15.4%) |
| Vacant Housing Units | 177 ( 9.2%) |
| Median Home Value | $187,774 |
| Average Home Value | $252,978 |
Housing Distribution
Address Breakdown
Residential
1,752
Single Family
1,571
Multi-Family
181
Businesses
137
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16159, West Middlesex, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,920 (100%) |
| Owner Occupied HU | 1,448 (75.4%) |
| Renter Occupied HU | 295 (15.4%) |
| Vacant Housing Units | 177 ( 9.2%) |
| Median Home Value | $187,774 |
| Average Home Value | $252,978 |
Housing Distribution
Address Breakdown
Residential
1,752
Single Family
1,571
Multi-Family
181
Businesses
137
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Katie Baker • MORE OPTIONS REALTY, LLC
Mls Name: WPMLS
Mls Provider:
Mls ID: #1681793
Disclaimer: Listing information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.