156 Inner CirDavisCA95618
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow156 Inner Cir, Davis, CA, 95618 in Davis is a top-tier cash-flow asset. At $109,000 it produces $5,054/mo in rent and $4,380/mo in net monthly income, a 55.64% gross rental yield. The DSCR of 10.31 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $52,561. Five-year appreciation adds $30,115, driving a total cumulative return of $323,217.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 55.6% | 5.0% |
| Monthly Cash Flow | $4,380 | $300 |
City averages based on Davis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,054 |
| Total Monthly Debt Service | $631 |
| DSCR Ratio | 8.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1975
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95618, El Macero, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,995 (100%) |
| Owner Occupied HU | 5,798 (52.7%) |
| Renter Occupied HU | 4,717 (42.9%) |
| Vacant Housing Units | 480 ( 4.4%) |
| Median Home Value | $847,545 |
| Average Home Value | $913,399 |
Housing Distribution
Address Breakdown
Residential
10,851
Single Family
7,338
Multi-Family
3,513
Businesses
472
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1975
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95618, El Macero, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,995 (100%) |
| Owner Occupied HU | 5,798 (52.7%) |
| Renter Occupied HU | 4,717 (42.9%) |
| Vacant Housing Units | 480 ( 4.4%) |
| Median Home Value | $847,545 |
| Average Home Value | $913,399 |
Housing Distribution
Address Breakdown
Residential
10,851
Single Family
7,338
Multi-Family
3,513
Businesses
472
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices