156 Courtyards EastWindsorCA95492
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 156 Courtyards East, Windsor, CA, 95492 in Windsor earns a 8.29% gross yield at $435,000. Rent of $3,006/mo nets $315/mo after the $1,956/mo mortgage. The 1.54 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $120,182 and $4,006/yr in equity accumulation project a total cumulative return of $185,251.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.0% |
| Monthly Cash Flow | $315 | $400 |
City averages based on Windsor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,006 |
| Total Monthly Debt Service | $2,518 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1984
1,080 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95492, Windsor, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,446 (100%) |
| Owner Occupied HU | 7,510 (71.9%) |
| Renter Occupied HU | 2,334 (22.3%) |
| Vacant Housing Units | 602 ( 5.8%) |
| Median Home Value | $784,144 |
| Average Home Value | $797,671 |
Housing Distribution
Address Breakdown
Residential
9,923
Single Family
9,504
Multi-Family
419
Businesses
987
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1984
1,080 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95492, Windsor, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,446 (100%) |
| Owner Occupied HU | 7,510 (71.9%) |
| Renter Occupied HU | 2,334 (22.3%) |
| Vacant Housing Units | 602 ( 5.8%) |
| Median Home Value | $784,144 |
| Average Home Value | $797,671 |
Housing Distribution
Address Breakdown
Residential
9,923
Single Family
9,504
Multi-Family
419
Businesses
987
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Marty Marovich • Berkshire Hathaway
Mls Name: BAREIS
Mls ID: #325027640