155 Elm StSewardPA15954
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 155 Elm St, Seward, PA, 15954 in Seward hard to pass up. The 18.63% gross yield on a $110,000 purchase results in $1,708/mo in rent and $987/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (3.45). Annual cash flow of $11,841, five-year appreciation of $30,391, and $1,013/yr in equity build-up combine for a projected total cumulative return of $105,421.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 18.6% | 6.2% |
| Monthly Cash Flow | $987 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,708 |
| Total Monthly Debt Service | $677 |
| DSCR Ratio | 2.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15954, Seward, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,252 (100%) |
| Owner Occupied HU | 933 (74.5%) |
| Renter Occupied HU | 191 (15.3%) |
| Vacant Housing Units | 128 (10.2%) |
| Median Home Value | $120,357 |
| Average Home Value | $152,918 |
Housing Distribution
Address Breakdown
Residential
878
Single Family
878
Multi-Family
0
Businesses
51
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15954, Seward, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,252 (100%) |
| Owner Occupied HU | 933 (74.5%) |
| Renter Occupied HU | 191 (15.3%) |
| Vacant Housing Units | 128 (10.2%) |
| Median Home Value | $120,357 |
| Average Home Value | $152,918 |
Housing Distribution
Address Breakdown
Residential
878
Single Family
878
Multi-Family
0
Businesses
51
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Melissa Barker • RE/MAX SELECT REALTY
Mls Name: WPMLS
Mls Provider:
Mls ID: #1700364
Disclaimer: Listing information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.