1545 Empire Chester HwyCochranGA31014
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow1545 Empire Chester Hwy, Cochran, GA, 31014 in Cochran is a top-tier cash-flow asset. At $135,900 it produces $1,387/mo in rent and $560/mo in net monthly income, a 12.25% gross rental yield. The DSCR of 2.27 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $6,721. Five-year appreciation adds $37,547, driving a total cumulative return of $87,574.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.3% | 7.2% |
| Monthly Cash Flow | $560 | $1,200 |
City averages based on Cochran market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,387 |
| Total Monthly Debt Service | $773 |
| DSCR Ratio | 1.79x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
5.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31014, Cochran, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,529 (100%) |
| Owner Occupied HU | 3,564 (64.5%) |
| Renter Occupied HU | 1,253 (22.7%) |
| Vacant Housing Units | 712 (12.9%) |
| Median Home Value | $153,281 |
| Average Home Value | $180,760 |
Housing Distribution
Address Breakdown
Residential
4,981
Single Family
4,981
Multi-Family
0
Businesses
360
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
5.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31014, Cochran, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,529 (100%) |
| Owner Occupied HU | 3,564 (64.5%) |
| Renter Occupied HU | 1,253 (22.7%) |
| Vacant Housing Units | 712 (12.9%) |
| Median Home Value | $153,281 |
| Average Home Value | $180,760 |
Housing Distribution
Address Breakdown
Residential
4,981
Single Family
4,981
Multi-Family
0
Businesses
360
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices