1544 166th AveSan LeandroCA94578
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 1544 166th Ave, San Leandro, CA, 94578 in San Leandro is capital appreciation. Rental yield 4.79%. The 4.79% gross yield at $1,297,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $358,337 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.89) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $308,685.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 6.0% |
| Monthly Cash Flow | $(2,845) | $1,200 |
City averages based on San Leandro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,178 |
| Total Monthly Debt Service | $7,507 |
| DSCR Ratio | 0.69x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1963
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94578, San Leandro, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,212 (100%) |
| Owner Occupied HU | 5,836 (38.4%) |
| Renter Occupied HU | 8,738 (57.4%) |
| Vacant Housing Units | 638 ( 4.2%) |
| Median Home Value | $828,394 |
| Average Home Value | $923,591 |
Housing Distribution
Address Breakdown
Residential
14,728
Single Family
8,713
Multi-Family
6,015
Businesses
939
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1963
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94578, San Leandro, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,212 (100%) |
| Owner Occupied HU | 5,836 (38.4%) |
| Renter Occupied HU | 8,738 (57.4%) |
| Vacant Housing Units | 638 ( 4.2%) |
| Median Home Value | $828,394 |
| Average Home Value | $923,591 |
Housing Distribution
Address Breakdown
Residential
14,728
Single Family
8,713
Multi-Family
6,015
Businesses
939
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices