154 Davis AveInwoodNY11096
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 154 Davis Ave, Inwood, NY, 11096 in Inwood is listed at $688,888 and delivers $5,584/mo in rent and $983/mo in net monthly cash flow. The 9.73% yield and 1.80 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $190,327 over five years, and $6,345/yr in principal reduction supplements cash return. Total projected cumulative return: $325,981.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 6.2% |
| Monthly Cash Flow | $983 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,584 |
| Total Monthly Debt Service | $4,326 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
4,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11096, Inwood, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,959 (100%) |
| Owner Occupied HU | 1,173 (39.6%) |
| Renter Occupied HU | 1,643 (55.5%) |
| Vacant Housing Units | 143 ( 4.8%) |
| Median Home Value | $657,675 |
| Average Home Value | $757,796 |
Housing Distribution
Address Breakdown
Residential
2,286
Single Family
2,100
Multi-Family
186
Businesses
401
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
4,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11096, Inwood, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,959 (100%) |
| Owner Occupied HU | 1,173 (39.6%) |
| Renter Occupied HU | 1,643 (55.5%) |
| Vacant Housing Units | 143 ( 4.8%) |
| Median Home Value | $657,675 |
| Average Home Value | $757,796 |
Housing Distribution
Address Breakdown
Residential
2,286
Single Family
2,100
Multi-Family
186
Businesses
401
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices