15380 Lake Bluff RdArcadiaMI49613
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 15380 Lake Bluff Rd, Arcadia, MI, 49613 in Arcadia speaks for itself: 14.3% gross on a $179,000 price, generating $2,134/mo in rent and $953/mo in net income after the $805/mo debt service. DSCR 2.65, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $11,438 stacks alongside $49,454 in projected five-year appreciation and $1,649/yr in principal reduction. Projected total cumulative return: $129,567.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.3% | 6.0% |
| Monthly Cash Flow | $953 | $1,200 |
City averages based on Arcadia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,134 |
| Total Monthly Debt Service | $1,109 |
| DSCR Ratio | 1.92x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
2.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49613, Arcadia, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 805 (100%) |
| Owner Occupied HU | 350 (43.5%) |
| Renter Occupied HU | 28 ( 3.5%) |
| Vacant Housing Units | 427 (53.0%) |
| Median Home Value | $272,321 |
| Average Home Value | $360,771 |
Housing Distribution
Address Breakdown
Residential
319
Single Family
319
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
2.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49613, Arcadia, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 805 (100%) |
| Owner Occupied HU | 350 (43.5%) |
| Renter Occupied HU | 28 ( 3.5%) |
| Vacant Housing Units | 427 (53.0%) |
| Median Home Value | $272,321 |
| Average Home Value | $360,771 |
Housing Distribution
Address Breakdown
Residential
319
Single Family
319
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices