15376 Gatehouse TerWoodbridgeVA22191
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 15376 Gatehouse Ter, Woodbridge, VA, 22191 in Woodbridge is narrow, $33/mo net on $2,424/mo rent after the $1,799/mo debt service, but the property operates at break-even-plus, not a loss. At $399,999 with a 7.27% yield, the long-run equity case via 5% appreciation ($110,512 over five years) and $3,684/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.35 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $153,429.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 6.8% |
| Monthly Cash Flow | $33 | $285 |
City averages based on Woodbridge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,424 |
| Total Monthly Debt Service | $2,232 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1986
1,280 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22191, Woodbridge, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,248 (100%) |
| Owner Occupied HU | 14,469 (55.1%) |
| Renter Occupied HU | 10,876 (41.4%) |
| Vacant Housing Units | 903 ( 3.4%) |
| Median Home Value | $476,309 |
| Average Home Value | $547,997 |
Housing Distribution
Address Breakdown
Residential
25,889
Single Family
19,614
Multi-Family
6,275
Businesses
1,109
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1986
1,280 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22191, Woodbridge, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,248 (100%) |
| Owner Occupied HU | 14,469 (55.1%) |
| Renter Occupied HU | 10,876 (41.4%) |
| Vacant Housing Units | 903 ( 3.4%) |
| Median Home Value | $476,309 |
| Average Home Value | $547,997 |
Housing Distribution
Address Breakdown
Residential
25,889
Single Family
19,614
Multi-Family
6,275
Businesses
1,109
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sajila Khan • Samson Properties
Mls Name: Bright MLS
Mls ID: #VAPW2101442