15322-15324 Gamble CtRough And ReadyCA95975
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 1.34% gross rental yield, 15322-15324 Gamble Ct, Rough And Ready, CA, 95975 in Rough And Ready is priced for capital growth, not immediate cash flow. The $1,449,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $400,332 by year five, with $13,345/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.25) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $76,838.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.3% | 6.0% |
| Monthly Cash Flow | $(7,344) | $300 |
City averages based on Rough And Ready market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,620 |
| Total Monthly Debt Service | $8,387 |
| DSCR Ratio | 0.19x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
19.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95975, Rough And Ready, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 961 (100%) |
| Owner Occupied HU | 701 (72.9%) |
| Renter Occupied HU | 138 (14.4%) |
| Vacant Housing Units | 122 (12.7%) |
| Median Home Value | $619,885 |
| Average Home Value | $609,319 |
Housing Distribution
Address Breakdown
Residential
548
Single Family
548
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
19.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95975, Rough And Ready, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 961 (100%) |
| Owner Occupied HU | 701 (72.9%) |
| Renter Occupied HU | 138 (14.4%) |
| Vacant Housing Units | 122 (12.7%) |
| Median Home Value | $619,885 |
| Average Home Value | $609,319 |
Housing Distribution
Address Breakdown
Residential
548
Single Family
548
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tiffany Solbos • GUIDE Real Estate
Mls Name: MetroList Services of CA
Mls ID: #225122262