15292 Stratford CtMonte SerenoCA95030
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Monte Sereno at 15292 Stratford Ct, Monte Sereno, CA, 95030 projects strong ROI of 7.85%. Rental yield 3.24%. With 5% annual appreciation, the property builds $1,049,317 in value over five years. Equity growth combined delivers a projected five-year ROI of 54.85%, translating into $588,484 in total cumulative return on $1,072,935 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.2% | 4.0% |
| Monthly Cash Flow | $(13,234) | $3,000 |
City averages based on Monte Sereno market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $10,261 |
| Total Monthly Debt Service | $21,984 |
| DSCR Ratio | 0.47x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
0.79 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95030, Los Gatos, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,798 (100%) |
| Owner Occupied HU | 3,700 (63.8%) |
| Renter Occupied HU | 1,565 (27.0%) |
| Vacant Housing Units | 533 ( 9.2%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $2,047,784 |
Housing Distribution
Address Breakdown
Residential
5,451
Single Family
5,037
Multi-Family
414
Businesses
841
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
0.79 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95030, Los Gatos, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,798 (100%) |
| Owner Occupied HU | 3,700 (63.8%) |
| Renter Occupied HU | 1,565 (27.0%) |
| Vacant Housing Units | 533 ( 9.2%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $2,047,784 |
Housing Distribution
Address Breakdown
Residential
5,451
Single Family
5,037
Multi-Family
414
Businesses
841
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shawn Ghandchi • KW Santa Clara Valley Inc
Mls Name: MLSListings Inc
Mls ID: #ML82015687