15249 De La Pena CirRancho MurietaCA95683
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow15249 De La Pena Cir, Rancho Murieta, CA, 95683 in Rancho Murieta is a top-tier cash-flow asset. At $275,000 it produces $2,708/mo in rent and $821/mo in net monthly income, a 11.82% gross rental yield. The DSCR of 2.19 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $9,853. Five-year appreciation adds $75,977, driving a total cumulative return of $157,875.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 6.2% |
| Monthly Cash Flow | $821 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,708 |
| Total Monthly Debt Service | $1,778 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
0.39 Acres lot
$N/A/sqft
$165 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95683, Sloughhouse, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,916 (100%) |
| Owner Occupied HU | 2,497 (85.6%) |
| Renter Occupied HU | 275 ( 9.4%) |
| Vacant Housing Units | 144 ( 4.9%) |
| Median Home Value | $683,818 |
| Average Home Value | $713,365 |
Housing Distribution
Address Breakdown
Residential
2,815
Single Family
2,636
Multi-Family
179
Businesses
189
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
0.39 Acres lot
$N/A/sqft
$165 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95683, Sloughhouse, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,916 (100%) |
| Owner Occupied HU | 2,497 (85.6%) |
| Renter Occupied HU | 275 ( 9.4%) |
| Vacant Housing Units | 144 ( 4.9%) |
| Median Home Value | $683,818 |
| Average Home Value | $713,365 |
Housing Distribution
Address Breakdown
Residential
2,815
Single Family
2,636
Multi-Family
179
Businesses
189
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Natachia Taylor • Natachia Taylor Realty
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #224074603
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.