15222 Farnsworth StSan LeandroCA94579
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 15222 Farnsworth St, San Leandro, CA, 94579 in San Leandro. At $797,000 it earns $5,429/mo in rent and distributes $498/mo to the owner after the $3,584/mo payment, a consistent 8.17% yield. DSCR 1.51 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $220,196 in value; $7,340/yr in principal paydown compounds ownership stake. Total projected return: $334,290.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.0% |
| Monthly Cash Flow | $498 | $1,200 |
City averages based on San Leandro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,429 |
| Total Monthly Debt Service | $4,613 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
5,039 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94579, San Leandro, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,978 (100%) |
| Owner Occupied HU | 4,919 (70.5%) |
| Renter Occupied HU | 1,884 (27.0%) |
| Vacant Housing Units | 175 ( 2.5%) |
| Median Home Value | $825,394 |
| Average Home Value | $840,397 |
Housing Distribution
Address Breakdown
Residential
7,094
Single Family
6,416
Multi-Family
678
Businesses
217
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
5,039 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94579, San Leandro, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,978 (100%) |
| Owner Occupied HU | 4,919 (70.5%) |
| Renter Occupied HU | 1,884 (27.0%) |
| Vacant Housing Units | 175 ( 2.5%) |
| Median Home Value | $825,394 |
| Average Home Value | $840,397 |
Housing Distribution
Address Breakdown
Residential
7,094
Single Family
6,416
Multi-Family
678
Businesses
217
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices