15212 LITTLE FILLY CourtJacksonvilleFL32234
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 15212 LITTLE FILLY Court, Jacksonville, FL, 32234 in Jacksonville at $350,000 earns $2,423/mo in rent and nets $100/mo after the $1,574/mo payment, a 8.31% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $96,699 over five years. Ziffy Mortgage underwrites this on a 1.54 DSCR without U.S. credit history. With $3,224/yr in principal paydown, total projected return reaches $139,867.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $100 | $450 |
City averages based on Jacksonville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,423 |
| Total Monthly Debt Service | $2,183 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2009
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32234, Jacksonville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,277 (100%) |
| Owner Occupied HU | 2,250 (68.7%) |
| Renter Occupied HU | 738 (22.5%) |
| Vacant Housing Units | 289 ( 8.8%) |
| Median Home Value | $365,140 |
| Average Home Value | $395,409 |
Housing Distribution
Address Breakdown
Residential
3,516
Single Family
3,432
Multi-Family
84
Businesses
138
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2009
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32234, Jacksonville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,277 (100%) |
| Owner Occupied HU | 2,250 (68.7%) |
| Renter Occupied HU | 738 (22.5%) |
| Vacant Housing Units | 289 ( 8.8%) |
| Median Home Value | $365,140 |
| Average Home Value | $395,409 |
Housing Distribution
Address Breakdown
Residential
3,516
Single Family
3,432
Multi-Family
84
Businesses
138
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: DAVID COOL • COOL REALTY LLC
Mls Name: realMLS
Mls ID: #2092674