15202 Pebble Lake DrHoustonTX77095
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 15202 Pebble Lake Dr, Houston, TX, 77095 in Houston speaks for itself: 17.43% gross on a $174,900 price, generating $2,540/mo in rent and $1,243/mo in net income after the $786/mo debt service. DSCR 3.23, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $14,912 stacks alongside $48,322 in projected five-year appreciation and $1,611/yr in principal reduction. Projected total cumulative return: $147,265.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.4% | 6.2% |
| Monthly Cash Flow | $1,243 | $450 |
City averages based on Houston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,540 |
| Total Monthly Debt Service | $1,228 |
| DSCR Ratio | 2.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1981
0.37 Acres lot
$N/A/sqft
$54 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77095, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,210 (100%) |
| Owner Occupied HU | 17,523 (66.9%) |
| Renter Occupied HU | 7,586 (28.9%) |
| Vacant Housing Units | 1,101 ( 4.2%) |
| Median Home Value | $314,917 |
| Average Home Value | $335,145 |
Housing Distribution
Address Breakdown
Residential
25,693
Single Family
20,074
Multi-Family
5,619
Businesses
1,242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1981
0.37 Acres lot
$N/A/sqft
$54 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77095, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,210 (100%) |
| Owner Occupied HU | 17,523 (66.9%) |
| Renter Occupied HU | 7,586 (28.9%) |
| Vacant Housing Units | 1,101 ( 4.2%) |
| Median Home Value | $314,917 |
| Average Home Value | $335,145 |
Housing Distribution
Address Breakdown
Residential
25,693
Single Family
20,074
Multi-Family
5,619
Businesses
1,242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices