1520 Northern Neck Dr APT 101ViennaVA22182
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 1520 Northern Neck Dr APT 101, Vienna, VA, 22182 in Vienna is straightforward: $535,000 in, $3,905/mo in rent, $261/mo out after debt service. The 8.76% gross yield and 1.62 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $147,811 by year five. With $4,927/yr in principal equity, the total cumulative return is projected at $247,872.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.2% |
| Monthly Cash Flow | $261 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,905 |
| Total Monthly Debt Service | $2,985 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1999
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22182, Vienna, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,832 (100%) |
| Owner Occupied HU | 7,457 (75.8%) |
| Renter Occupied HU | 1,951 (19.8%) |
| Vacant Housing Units | 424 ( 4.3%) |
| Median Home Value | $1,153,248 |
| Average Home Value | $1,229,065 |
Housing Distribution
Address Breakdown
Residential
10,090
Single Family
8,469
Multi-Family
1,621
Businesses
1,423
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1999
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22182, Vienna, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,832 (100%) |
| Owner Occupied HU | 7,457 (75.8%) |
| Renter Occupied HU | 1,951 (19.8%) |
| Vacant Housing Units | 424 ( 4.3%) |
| Median Home Value | $1,153,248 |
| Average Home Value | $1,229,065 |
Housing Distribution
Address Breakdown
Residential
10,090
Single Family
8,469
Multi-Family
1,621
Businesses
1,423
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices