1520 E Capitol Expy Space 30San JoseCA95121
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 1520 E Capitol Expy Space 30, San Jose, CA, 95121 in San Jose hard to pass up. The 10.01% gross yield on a $500,000 purchase results in $4,172/mo in rent and $1,079/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (1.86). Annual cash flow of $12,952, five-year appreciation of $138,141, and $4,605/yr in equity build-up combine for a projected total cumulative return of $259,071.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.0% |
| Monthly Cash Flow | $1,079 | $500 |
City averages based on San Jose market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,172 |
| Total Monthly Debt Service | $2,894 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1989
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95121, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,582 (100%) |
| Owner Occupied HU | 6,754 (70.5%) |
| Renter Occupied HU | 2,562 (26.7%) |
| Vacant Housing Units | 266 ( 2.8%) |
| Median Home Value | $1,053,157 |
| Average Home Value | $1,210,630 |
Housing Distribution
Address Breakdown
Residential
9,795
Single Family
9,652
Multi-Family
143
Businesses
369
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1989
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95121, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,582 (100%) |
| Owner Occupied HU | 6,754 (70.5%) |
| Renter Occupied HU | 2,562 (26.7%) |
| Vacant Housing Units | 266 ( 2.8%) |
| Median Home Value | $1,053,157 |
| Average Home Value | $1,210,630 |
Housing Distribution
Address Breakdown
Residential
9,795
Single Family
9,652
Multi-Family
143
Businesses
369
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Frank Cao • Golden Home Realty
Mls Name: MLSListings Inc
Mls ID: #ML82034744